With this year's rainy season being wetter than average, many are considering the flood risk surrounding their homes and their communities.

The majority of Californians are part of the National Flood Insurance Program, although Mariposa County remains unprotected.

Furthermore, the cost-efficiency of the National Flood Insurance program is being called into question.

Capital Public Radio’s Amy Quinton and Bob Moffitt have recently explored the issues surrounding residents being covered by flood insurance. They join Insight to discuss their findings.